A Once Financially Submerged City Resurfaces in Style

The Back Story: Mountain House’s startling comeback is the stuff of suburban legend

It sounds like an urban legend, or maybe a suburban one: A town in San Joaquin County is declared “the most underwater” municipality in the United States. But in little more than a decade, the town has become not only California’s newest incorporated city but also a thriving community with elegant homes, neighborhood schools and three varieties of local parks.

Oct 15, 2025 Ed Goldman