Peer-to-peer lending platforms have hit their stride, and the number of peer loans has grown 84 percent per quarter since Prosper launched in 2006. In that same period, originations for other types of consumer loans have fallen 2 percent a quarter.

Coworking spaces in Sacramento have evolved from simple work spaces reminiscent of coffee houses to communities that offer classes, art galleries and networking events. In January, Outlet Coworking, a new coworking space at 2110 K St., will open to meet the growing demand for such spaces and services.

We are at a critical point in history. Longstanding social issues like hunger, poverty and lack of access to quality education continue to plague the world. All the while, wealth continues to grow at a staggering rate. This global dichotomy has given rise to new philanthropists who approach their discipline in a radically different way.