“Tri Counties Bank promotes total collaboration and cross-pollination to play to individual strengths and perform at a high level for our customers throughout Sacramento,” says Stephen Cairns, commercial lending regional manager. “We believe in common-sense banking, utilizing our strong loan structure and credit skills to customize commercial loans, financial products and services to best serve our customers.” 

In July 2020, during the heart of the COVID-19 pandemic, Cairns moved to Tri Counties Bank to be part of the bank’s next chapter of commercial banking for the Greater Sacramento region. As commercial lending regional manager, he leads a team of seasoned financial professionals and support staff driving client growth, stimulating the local economy and increasing jobs. 

Cairns leads by example as one of Tri Counties Bank’s top loan producers in 2021 and 2022. “I enjoy helping clients with their short- and long-term goals and growing Sacramento’s economy,” he says of assisting local mid-market companies and experienced real estate investors. 

“We’re proud to offer strategic financial products and services designed to meet the needs of businesses throughout the Sacramento region.” —   Stephen Cairns, Commercial Lending Regional Manager

The Tri Counties Bank commercial lending team’s top values include integrity and responsiveness. Cairns explains, “Time is a valuable commodity, so by presenting multiple options and unique perspectives quickly, it saves our customers valuable time and energy up front.”

Looking ahead, Cairns notes that one of his goals is to help his customers successfully navigate economic curveballs. “I will continue to foster respectful, responsive, reasonable banking relationships within the diverse community that is the Greater Sacramento region,” he says. “Sacramento is a key market for Tri Counties Bank and we have shown that through considerable investments of time and technology. We believe Sacramento’s future is bright!”